Employer NICs & Pension Contributions

See how much your business could save

Number of employees

Average salary

Can be an estimate of average salary at your organisation.

Average employee contribution rate

Can be an estimate of average % that employees contribute to their pension.

Pension opt-out rate

Can be an estimated % of employees opting out of their pension.

Do you currently provide a Salary Sacrifice Pension Scheme?

% of your NI savings that you currently retain as an organisation

100%
50%
0%

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Savings opportunity with Bippit

Your potential savings will automatically show here when you have completed all fields.

Number to Number

Medium

Number

Speak to our team to find out more

Underlying assumptions

These figures apply from April 2025. We've assumed that you have salary sacrifice in place and that you retain 100% of NI savings. We've assumed an average employee contribution rate of 5% and a pension opt-out-rate of 15%.

These savings are dependent on you having a salary sacrifice pension scheme. Get in touch with our team who can help you convert smoothly.

These savings are dependent on you retaining NI savings. Get in touch to find out more.

Low

Medium

High

Target take up rate

98%

Percentage of eligible employees that contribute via salary sacrifice

80%

Percentage of employees who will increase pension contributions after using Bippit

10%

15%

Average contribution rate increase

Target salary sacrifice take up rate

90%

94%

97%

Target take up rate: 98%
Percentage of eligible employees that contribute via salary sacrifice: 80%
‍
Low
Percentage of employees who will increase pension contributions after using Bippit: 5%
Average contribution rate increase: 2%
Target salary sacrifice take up rate: 90%
‍
Medium
Percentage of employees who will increase pension contributions after using Bippit: 10%
Average contribution rate increase: 4%
Target salary sacrifice take up rate: 94%
‍
High
Percentage of employees who will increase pension contributions after using Bippit: 15%
Average contribution rate increase: 6%
Target salary sacrifice take up rate: 97%

See how much your business could save

Savings for your business, and a better future for your people

Request a call to see how much your organisation could save